Personal Insurance products from Mikolajcik-Schultz & Associates provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.

How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.

We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs.  We support our clients with outstanding customer service. If you would like a home or auto quote, have questions about your policy or claims or payment questions, please contact us today.


Mikolajcik-Schultz & Associates provides the following types of personal insurance protection:

Our Auto Insurance coverage options include:

Liability Coverage

Comprehensive Coverage

Collision Coverage

Uninsured & Underinsured Motorist Coverage

Diminishing Deductible

Accident Forgiveness

Minor Violation Forgiveness

Roadside Assistance

Specialty Auto Insurance

24-Hour Customer Service


Rental Reimbursement

Personal Injury Protection (PIP)

Medical Payments Coverage


Our Home Insurance coverage options include:

Property Insurance

Homeowners Liability

Renters Insurance

Condo Insurance

Mobile Home Insurance

Scheduled Property Insurance

Landlords Insurance

In-Home Business Insurance


We offer a variety of Recreational Vehicle Insurance packages, such as:

Boat Insurance

Motorcycle Insurance

Motorhome Insurance

ATV Insurance

Snowmobile Insurance


We offer a variety of Other Insurance packages, such as:

Wedding Insurance

Event Insurance

Pet Insurance